The Advocate General (AG) of the Court of Justice of the European Union (CJEU) has ruled automated processing to determine an individual's probability of obtaining a loan constitutes profiling under the EU General Data Protection Regulation (GDPR). The AG's opinion states the "GDPR establishes a 'right' for the person concerned not to be subject to a decision based solely on automated processing, including profiling," Furthermore in the AG's view, individuals have "the right to obtain from the controller the erasure of personal data concerning him or her without undue delay."
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